Why We Conduct Motor Vehicle Record (MVR) Checks for Applicants
Conducting Motor Vehicle Record (MVR) checks for applicants is part of our commitment to safety, quality, and trust within our community. These checks prioritize safety by assessing an applicant's driving history to ensure they meet our safety standards. Additionally, they verify eligibility, confirming that applicants possess a valid driver's license and a clean driving record, which are essential for membership.
Is there a cost to running my Motor Vehicle Record?
No
Am I Allowed to Submit My Own Motor Vehicle Record?
We cannot accept independently provided MVRs. To maintain the highest level of accuracy and consistency, we obtain MVRs directly from the DMV, with the process seamlessly integrated into your application.
What is considered a high-risk driver?
Individuals aged 21 to 25 years OR those who have incurred significant traffic law violations OR accumulated more than three minor infractions on their driving record within the past five years are categorized as high-risk applicants.
Some major violations include but are not limited to:
Operating a vehicle in any drag race, speed race, rally, or other competition;
Operating a vehicle in excess of 20 miles over the posted speed limit;
Operating a vehicle while distracted, including, without limitation, driving while texting, emailing, and using a cell phone without a hands-free device;
Operating a vehicle without a valid driver’s license;
An accident involving a fatality.
What is considered a low-risk driver?
Individuals aged 26 years or older, devoid of any major traffic law infractions, and holding fewer than three minor violations within the preceding five years are classified as low-risk applicants.
Cost Implications for High-Risk Drivers
Additional $50/mo for any driver aged 21-25
Additional $50/mo for any driver deemed High-Risk